At&T fiber internet service also called At&T Fiber provides internet services with fiber optic technology that delivers high speed of up to 1Gbps in many regions across the country. Users who subscribe to AT&T fiber get to enjoy the internet at blazing fast speeds that support functions such as streaming HD videos, online gaming, video conferencing and more.
One common question that comes up for those considering AT&T fiber is: Is your credit checked for AT&T fiber connection when you sign up for this service? So, to make it less ambiguous, the short answer is yes, usually AT&T does pull a so-called soft credit check when you order ATT fiber internet. However, the credit check is not detailed and signing up for AT&T fiber Internet service Provider will not produce a very significant effect on credit score or credit report.
If you purchase any AT&T fiber services through AT&T’s website or over the phone, AT&T will perform what is known as a soft credit check to make sure that you are who you say you are and that you meet AT&T’s baseline creditworthiness standards for opening a new account. This is a lot less severe than a hard credit check which would be conducted when applying for a credit card, loan and the likes.
Clarifying more on the AT&T fiber ordering soft credit check, AT&T says that it will not harm your credit. The following tip on what to do is Therefore, as long as you are up to date with your AT&T bill each month, AT&T fiber should not have any negative impact on your credit report or credit score to worry about. AT&T fiber specifically does not involve credit check since there isn’t a service contract that comes with the fiber.
However, if you are signing up for AT&T fiber internet with other services such as satellite TV or wireless phone, then you may be subjected to a credit check based on total cost of services you are subscribing to. Adding multiple high-cost services that you are likely to pay a premium for does require that you undergo a more rigorous credit check to determine whether you will be capable of paying the monthly fees.
However, in all other cases, the soft credit check that AT&T runs when you order standalone AT&T fiber internet service is very limited and mostly serves for the purpose of identity verification. This way, as soon as you provide your name, your address, date of birth and the last 4 digits of the Social Security Number, AT&T can verify your identity and check whether there are any concerns or issues pertaining to the past credit records that would preclude you from getting service.
The company performs a soft credit check and as long as one meets the basic credit requirements, does not have any outstanding collections accounts, or severe delinquencies, then one should be approved to use the AT&T fiber. While AT&T is eager to know that indeed you are the person that is applying for the home internet service, they will not turn you down due to a slightly poor credit rating.
The only time it is ever charged is when there are any outstanding fees or equipment that needs to be returned from a previous AT&T account. In that case, you might be needed to clear the remaining balance before signing up for a new fiber connection with AT&T. This allows customers to not open multiple accounts to avoid any At&t debts they may owe.
All in all, it is true that when you order AT&T fiber, it does conduct a soft credit check. However, this basic identification only has a very small effect on your credit rating. Nevertheless, staying connected or paying your AT&T fiber bill on- time is what counts. If you make the monthly payments on time, getting AT&T fiber internet delivered to your doorstep will not affect your credit in any way. The soft credit check only confirms your identity and credit-worthiness as an applicant who is eligible for a new AT&T account.
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